- Cash (preferred)
- Check (preferred)
- Credit Card (Visa, MasterCard, Discover)
Private Pay vs Insurance
The following information are reasons that you may choose to receive services through private pay instead of your insurance company:
- Insurance companies require that the therapist
identify a diagnosis. This is because the insurance companies do not want to
pay for therapy unless it is deemed medically necessary. This forces
therapists to determine a diagnosis even when the client may not meet the
appropriate criteria. Otherwise the therapist would be forced to let the client
go without services. Even though a client’s symptoms are not deemed
medically necessary it does not mean that they do not need counseling.
Counseling is good for a variety of reasons beyond medical necessity.
Also, there are times when a diagnosis (even though accurate) may cause
more harm than good.
- Therapy is confidential; however, in order for
the therapist to obtain authorization for treatment the clinician must provide
personal information about the client. This diagnosis and reason for treatment
will placed in the client’s medical file. Although it is unethical for anyone to discriminate based on a person's diagnosis, some
diagnoses may cause the client to be treated differently when treated by other
- Insurance companies can take 3-4 months to
reimburse and it isn’t entirely uncommon that they refuse to pay entirely. This
creates a stressful situation for both the therapist and the client. This
can easily be avoided by the client and therapist coming to an agreed-upon rate
of service that is paid at the time of service.
For billing questions, please call Health Care Connect 734-207-5226.